Debt Collection Lawsuit Defense, Alabama Attorney
Debt Collection lawsuits are increasing dramatically in Alabama and throughout the country.
If you are being sued by a debt collector or debt buyer in Alabama, we can help.
Contact us for a free consultation and learn how to avoid a judgment, garnishment and negative credit reporting.
We have successfully defended numerous clients after they were sued by a creditor or debt buyer. Don’t let the debt collector win by default…fight back.
If you have been served with a Summons & Complaint, you only have a limited of time to file an Answer. If you are going to defend yourself, it is important that you answer the summons. Contact our law firm to arrange a free consultation at our office in Birmingham.
Debtor’s rights lawyer Matt Dunaway takes the time, at these consultations, to discuss the necessary response to a lawsuit.
The creditor’s lawsuit may be illegal harassment and you may want to file a counter-suit. If you owe the money, you may decide to file Chapter 7 or Chapter 13 Bankruptcy.
Contact our office in Birmingham and speak to a debtors’ rights attorney for advice. There is no charge for a consultation with one of our lawyers.
If you have been sued in Small Claims Court or District Court, you have fourteen days from the date you were served the summons to file an answer.
If you have been sued in Circuit Court, you have thirty days from the day you were served to answer the summons.
*Important – if you have been sued for collection of debt and do not file an answer, the plaintiff (the person or business suing you) may file for a default judgment. If the judge enters a default judgment for the plaintiff, your paycheck may be garnished.
Call or email now to schedule a free consultation and learn about your rights, and how to avoid a judgment, garnishment or negative credit reporting.