Matthew A. Dunaway - Attorney At Law

Birmingham Bankruptcy Lawyer & Alabama Debt Collection Defense Attorney

Birmingham, Alabama
205.705.3590

Bankruptcy & Debt Collections Defense

Bankruptcy and Debtor’s Court can be a scary process.  Creditor harassment and debt collection abuse are rampant.  Abuses by mortgage companies are a national crisis.  Foreclosures continue to rise.

Are you dealing with the stress and anxiety that comes with debt?  Are you wondering how you will make it through another month?  You’re a hard working, honest person.  You don’t want anyone to know that you are struggling.  It can happen to anyone and at anytime, due to an illness, a job loss, or a divorce.

You are not alone.  I have helped many clients facing financial problems and guided them through the bankruptcy process.  I understand what you are going through and can help develop a plan to reduce or even eliminate your debt.  Stop struggling with debt and harassing creditors.  Let me help you get a fresh start!

 

ARE YOU BEING SUED BY A DEBT COLLECTOR THAT YOU HAVE NEVER HEARD OF?  If you answered “YES”, chances are you have become the target of a DEBT BUYER.

What is a debt buyer?

Debt buyers are companies that purchase large amounts of “charged off” consumer accounts, usually from credit card companies.  They obtain these accounts for mere pennies on the dollar and then aggressively attempt to collect the debts.  They may even file a lawsuit against you.

Some examples of debt buyers are:  Palisades Collections, Midland Funding, LVNV Funding, Unifund, Arrow Financial Services, CACH, and Asset Acceptance.  If you are being sued by a debt buyer, call me today to see how I can help you.

Birmingham, Alabama bankruptcy lawyer and consumer advocate Matt Dunaway is dedicated to helping individuals and families facing difficult financial situations.  We focus our practice on helping, defending and representing debtors and consumers in bankruptcy and consumer protection cases.

Located in Birmingham, Alabama, bankruptcy and consumer protection attorney Matt Dunaway has seen the countless abuses by lending institutions, creditors, debt collectors, debt buyers, and credit reporting agencies.

Call for a free consultation at my Birmingham, Alabama office if you are:

You will learn about Chapter 7 Bankruptcy and Chapter 13 Debtor’s Court.

If bankruptcy or debtor’s court is not an option, or you are interested in correcting your credit report, defending a collection lawsuit, fighting back against abusive debt collectors, or challenging mortgage company abuses, you will have the information you need to decide what to do next.

Contact me now, by filling out the contact form on this page, emailing me at matt@matthewdunaway.com or calling 205-690-1542.

 

Schedule your FREE phone consultation today. Call 205.705.3590 or fill out the form below:

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Client Testimonials

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Lotnina E

He was so helpful and made me feel at ease every step of the way!

Lotnina E.

Ron M.

I felt you were very knowledgeable about what you are doing and you actually care about your clients. I’m glad I drove the hour to your office instead of choosing a lawyer that was just 5 minutes from my house. We want to Thank you for All your help. Thank You very much for taking time to here our situation and helping us through that difficult time.

Ron M.

Mel H.

With all the anxiety I had going into this process. You made it as easy as possible. From always being available to answer all the questions to never making me feel ashamed of my current financial position. You gave me hope and helped me to feel that this was not the end but rather the beginning. Thank you again for all your help!

Mel H.

Iris H.

Matt, You made my bankruptcy experience so easy and smooth. How can I ever thank you? I came to you, afraid but hopeful. I became confident that everything would work out in my favor after talking with you several times, and I thank you so much for those assurances. I was drowning in debt which was affecting my health, both mentally and physically, due to all the stress from having to deal with financial problems most of the time. I had the best family Thanksgiving this year, since I was free of that burden. I am happier and healthier now,… Read more “Iris H.”

Iris H.

Latest Articles From The Blog

Birmingham Bankruptcy Courthouse Reopened

The Birmingham Bankruptcy Courthouse, officially known as the Northern District of Alabama-Southern Division, recently reopened after several years of renovations.  Although the outside has kept its classic look, except for some minor landscaping changes, the inside is vastly different.  All three courtrooms are now located on the first floor, right off the main lobby area, making it much easier for debtors, creditors and attorneys to find their way to the correct courtroom.  Meeting of Creditors hearing are now held on the basement level in a room much more conducive to its purpose.  Although I cringe at the estimated cost ofRead more “Birmingham Bankruptcy Courthouse Reopened”

Your Bankruptcy Hearing: What to Expect

For many people, one of the most frightening aspects of bankruptcy is going to court. What’s going to happen?  Who will be there?  Will I be asked embarrassing questions? Here are 10 things you need to know about your bankruptcy court date: 1.  Don’t expect to see the Judge.  If you file Chapter 7 Bankruptcy, you will probably never see the Judge.  A “Bankruptcy Trustee” (he’s just a lawyer appointed by the court to administer your case) will ask you four or five simple questions at your hearing. 2.  Your bankruptcy lawyer will be at the hearing with you.  He’s there toRead more “Your Bankruptcy Hearing: What to Expect”

To Deduct or not to Deduct: The Means Test, the Supreme Court and your car.

May a debtor claim an ownership expense deduction under the means test if the vehicle is unencumbered? The Supreme Court will hear a case on this issue to resolve a split in the circuits; well, not a 50/50 split, but the usual split…the 9th Circuit versus everyone else. Pre-BAPCPA, this would be a simple issue…if the debtor has an expense, then the debtor is allowed the deduction, as long as it does not breach the subjective test of “substantial abuse”; a subjective test based on “real” objective figures. In 2005, BAPCPA introduced the “means test”, an objective test based onRead more “To Deduct or not to Deduct: The Means Test, the Supreme Court and your car.”

Hello, I am Matt Dunaway

I like helping people. That’s why I practice law and focus in the areas I do. Sometimes, things don’t go like we expected them to go. I can vouch for this from personal experience. And sometimes, we need help getting back on track.

That’s what I do. I help people get back on track, financially.

Read Matt's Bio

Location

One Perimeter Park South
Suite 100 North
Birmingham, AL 35243
 

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